5 Pros and Cons of Retirement Homes


The life expectancy and finances of most of the present Urban Seniors are in better shape compared to their earlier generations.

But the concept of a joint family system is giving way at a fast rate. As grown-up children of seniors move to another city or country for work, issues like safety, health care needs and loneliness have become the core problems for seniors in India.

Senior citizen homes are promising to provide solutions for financially well off seniors. But are they worth it?

What are senior living homes


Majority of Senior living homes are in suburbs of Pune, Bangalore, Chennai and Coimbatore with flat sizes varying from 500 sft studio apartments to 2,500 sft three-BHK flats. 

These projects promise vibrant complexes that take care of food, housekeeping, health care and security, allowing seniors to enjoy their sunset years.

Most retirement homes come with the following facilities for seniors.

    • Special lifts which can accommodate wheelchairs
    • Compact flats, requiring minimum maintenance
    • Spacious toilets, with grab bars
    • Tie-ups with hospitals in the vicinity
    • Special canteen or mess
    • Physiotherapy center within the complex
    • Spacious gardens
    • Auditoriums / Theatres
    • Yoga-cum-meditation & TV rooms
    • Library services
    • Anti-skid flooring
    • Primary health care facility on campus

Pros and Cons of senior citizen homes


Safety and security 

These facilities provide 24-hour security to residents by trained guards and CCTV’s to make sure that all is well.

There is also a provision of emergency healthcare services. Emergency call switches are provided in homes to enable seniors alert for an accident or a medical emergency.

Independent lifestyle.

It enables seniors to continue to enjoy independent lifestyle that their generation is so used to. 

Structured environment.

Most Retirement homes try to provide a daily schedule that helps their residents lead a interesting life. Seniors can plan their day well with interesting morning activities, a set meal time, evening entertainment programs etc. which would bring much needed entertainment.

Day today logistics 

Many of the seniors who find procuring groceries, home-keeping or even cooking for a meal boring and difficult will find these facilities welcoming.

Wards of loneliness  

Loneliness can play havoc with a person's health and push him into depression. Living in a residential complex, where neighbors are in constant touch, can be uplifting. The residents may not exactly be family, but they provide the much-needed companionship that seniors are looking for.



Isolation of seniors

Though senior citizen homes promise a like minded neighborhood, it would almost Isolate seniors from other age groups like children, teens and middle aged. This would mean conversations would largely involve around health and family issues and that could be depressing. What is the point in having a luxurious garden if there are no children playing in it ?

Finding quality services

Many retirement homes have difficulty finding and retaining qualified staff  who can work with elderly people. Without qualified staff the whole purpose of living in a retirement home is defeated. 

Expensive affair

If you are planning to buy a retirement home, you will end up spending more than what you spend on a normal house in the same locality. In some cases the cost of the Retirement home may be as high as 40% more costly than a normal flat. The reasons cited for this are that there is a dearth of such projects.

Resale is difficult

Like any other project, the child of the resident can inherit the house, however  he/she can’t live here until he/she becomes a senior citizen. That means the heir will have to either keep it shut or rent it out compulsorily to a senior citizen until a certain age. Also, if an heir wants to sell the property, the new resident should be a senior citizen. Because of these fewer options, liquidity problems are sure to rise.

No guarantee of hospital services:

Senior citizen homes promise comfortable lifestyle, they do not take responsibility of hospital services. What they do have is a tie up with hospitals for cashless admission and ambulance services.



The fact remains that 90% of seniors aged 55 and above prefer to age independently in their own homes, popularly called as ageing in place.

Although Retirement homes promise comforts to seniors in terms of safety, health and companionship and much needed activities they come with cons like expensive, isolation of seniors from other age brackets and difficulty in finding quality services in retirement homes.

We at Joyfulageing feel that it is better option for seniors to age in place with services arranged to fix issues like:



Home keeping 



Joyfulageing is tips and sharing oriented. 

Please use our comments section to share your concerns, experiences and tips regarding the topic that could be of help for others.







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